Wealth & Planning
Financial planning
A financial plan brings your goals, cash flow, protection, super and investments together in one strategy. Wealth Mantra’s advisers follow a six-step advice process and work alongside your accountant.
Delivered by
Wealth Mantra
Financial planning, super and retirement
On this page
Who it’s for
Individuals and families
People who want a clear plan for their money and goals.
Business owners
Owners whose personal and business finances are linked.
People facing big changes
A new job, a property purchase, a family change or an inheritance.
What’s included
Your goals
Understanding what you want to achieve, and when.
Your situation
A full picture of your income, spending, debts, super, insurance and investments.
A written plan
Personal advice in a Statement of Advice that explains the recommendations and costs.
Reviews
Regular reviews as your life changes, if you choose.
How it works
Getting to know you
Your adviser gathers information about you.
Goals and issues
Your financial and lifestyle goals, and anything in the way, are identified.
Your plan
A financial plan is prepared and explained to you.
Putting it in place and reviewing
The plan is put in place with your agreement and reviewed over time.
Good to know
Licensed advice
Personal financial advice must come from a licensed financial adviser. Before advising you, an adviser gives you a Financial Services Guide explaining who they are and how they are paid.
Fees are disclosed
The costs of advice are set out in writing, including any ongoing fees.
Questions
Can’t find your answer? Ask us and we’ll pass your question to the right business.
Answers are general information, not personal advice.
Reviewed by Wealth Mantra’s licensee · Last updated 6 October 2026
Insights
Guides from the group’s specialists
Wealth & Planning
Wealth & Superannuation Planning: Key Strategies 10 Years Out from Retirement
The super rules that matter in the ten years before you retire: the 2026–27 contribution caps, carry-forward contributions, transition to retirement, downsizing and death benefit nominations.
Wealth Mantra · 4 min read
Important information
General information only: it does not take your personal circumstances into account.
Services described here may be subject to eligibility, professional registration or licensing requirements. Confirm the relevant scope and documents directly with Wealth Mantra before proceeding.
Next step
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