Practice area
Financial planning and wealth advice
Personal financial advice on your goals, super, investments, retirement and estate, from Wealth Mantra’s advisers in Osborne Park, Perth.
On this page
About Wealth & Planning
Financial planning brings your money decisions together: what you want to achieve, how much you can save, how to invest, how much super you’ll need, and how to protect your family along the way.
Wealth Mantra is the group’s financial planning business. Its advisers work with individuals, families and business owners through a six-step process: getting to know you, setting your goals, identifying the issues, preparing a plan, putting it in place and reviewing it. Personal advice is set out in a written Statement of Advice.
Because tax and money decisions are linked, Wealth Mantra can work alongside Business Mantra Accountants on tax and structures, and with Ensurlife on insurance, with your permission.
Our Wealth & Planning services
Financial planning
A structured advice process covering your goals, cash flow, protection, super and investments.
Delivered by Wealth Mantra
Investments
Investment strategies matched to your goals, timeframe and attitude to risk.
Delivered by Wealth Mantra
Cash flow & debt strategies
Strategies to manage household cash flow and pay down debt with a plan.
Delivered by Wealth Mantra
Retirement planning
Planning when and how you can retire, and what income you can expect.
Delivered by Wealth Mantra
Superannuation
Super strategies, contributions and consolidation to support your retirement.
Delivered by Wealth Mantra
Estate & succession planning
Planning how wealth and business interests pass on, working with your other advisers.
Delivered by Wealth Mantra
Financial tools & calculators
A curated set of calculators to explore budgets, super and loans (general information only).
Delivered by Wealth Mantra
When to talk to us
You want a plan
You’d like to know whether you’re on track for the things that matter to you.
Retirement is getting closer
You want to know when you can stop work and what income to expect.
You have money to invest
Savings, an inheritance, or the proceeds from selling a business or property.
Your super needs attention
Several accounts, unclear investment options, or questions about contributions.
Your family is changing
A new child, a separation, or planning how your assets will pass on.
How it works
Getting to know you
Your adviser learns about your situation, goals and attitude to risk, and gives you a Financial Services Guide.
Your plan
Your goals and issues are worked through and set out in a written Statement of Advice.
Putting it in place
With your agreement, the recommendations are put in place.
Reviewing
If you choose ongoing advice, your plan is reviewed as your life and the rules change.
Who delivers it
Wealth Mantra
Financial planning, super and retirement
A Perth wealth-management firm specialising in financial planning and superannuation, working alongside clients’ accountants.
Delivers Financial planning, Investments, Cash flow & debt strategies, Retirement planning, Superannuation, Estate & succession planning and Financial tools & calculators
Business Mantra Accountants
Chartered accountants and business advisors
A Perth accounting and business advisory practice covering accounting, tax, advisory and CFO services, plus an in-house business technology team.
Good to know
Licensed advice
Personal financial advice must come from a licensed financial adviser. Wealth Mantra Pty Ltd is an authorised representative (No. 1256615) of Interprac Financial Planning Pty Ltd, AFSL 246638. You can check any adviser on ASIC’s Financial Advisers Register through Moneysmart.
Know what you’ll pay
Your adviser’s Financial Services Guide explains their services, fees and how they are paid, and your Statement of Advice sets out the costs of the advice.
General information only
Information on this page is general. It doesn’t take into account your objectives, financial situation or needs.
Questions about Wealth & Planning
Can’t find your answer? Ask us and we’ll pass your question to the right business.
Answers are general information, not personal advice.
Insights
Guides from the group’s specialists
Wealth & Planning
Wealth & Superannuation Planning: Key Strategies 10 Years Out from Retirement
The super rules that matter in the ten years before you retire: the 2026–27 contribution caps, carry-forward contributions, transition to retirement, downsizing and death benefit nominations.
Wealth Mantra · 4 min read
The group
Other practice areas
SMSF & Superannuation Structures
SMSF setup, administration, advice and independent audit.
Insurance & Protection
Life, TPD, income protection and trauma cover, plus insurance reviews.
Accounting & Tax
Business and individual tax returns, tax planning, FBT, R&D incentives and company compliance.
Bookkeeping, Payroll & Business Administration
Bookkeeping, payroll, BAS and accounting software, handled day to day.
Advisory & CFO
Virtual CFO support, advisory boards and planning for growth.
Recruitment & Workforce
Recruitment, labour hire, staffing and HR support for employers.
Migration & Visas
Skilled, employer, family, student and visitor visas, citizenship and appeals.
Business Technology
IT support, cyber security, cloud, websites, software and AI automation.
Business Finance & Property
Business lending, asset finance and commercial property finance.
Important information
General information only: it does not take your personal circumstances into account.
Services described here may be subject to eligibility, professional registration or licensing requirements. Confirm the relevant scope and documents directly with Wealth Mantra, Business Mantra Accountants before proceeding.
Next step
Need advice inWealth & Planning?
Start with a conversation and we’ll connect you with Wealth Mantra.
