Insurance & Protection
Insurance review & comparison
Many people have insurance they’ve never checked, often inside their super. Wealth Mantra’s advisers review the cover you already hold, compare it with your needs, and recommend changes as part of your wider plan.
On this page
Who it’s for
People with cover through super
Members whose super includes default insurance.
People whose life has changed
A new home, a baby, a business or more debt.
People paying for several policies
Those unsure whether their policies overlap.
What’s included
What you hold
All your existing cover, inside and outside super.
What you need
How much cover suits your debts, family and income.
Comparison
How your cover compares, including definitions and costs.
Recommendations
Personal advice in a Statement of Advice.
How it works
Gather policies
Your policies and super statements are collected.
Needs analysis
Your needs are worked out.
Recommendations
Changes, if any, are recommended in writing.
Put in place
With your agreement, changes are made, keeping existing cover until new cover starts.
Good to know
Don’t cancel too soon
Keep existing cover until any new cover is confirmed. Health changes can make new cover harder to get.
Licensed advice
Personal insurance advice must come from a licensed adviser.
Questions
Can’t find your answer? Ask us and we’ll pass your question to the right business.
Answers are general information, not personal advice.
Reviewed by Wealth Mantra’s licensee · Last updated 6 October 2026
Insights
Guides from the group’s specialists
Insurance & Protection
Key Person and Income Protection: Protecting What Powers Your Business and Family
How income protection, life, TPD, trauma and key person insurance work, what each pays for, and the trade-offs of holding cover inside or outside super.
Ensurlife · 4 min read
Important information
General information only: it does not take your personal circumstances into account.
Services described here may be subject to eligibility, professional registration or licensing requirements. Confirm the relevant scope and documents directly with Wealth Mantra, Ensurlife before proceeding.
Next step
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