Wealth & Planning
Retirement planning
Retirement planning answers two questions: when can you retire, and what income can you expect? Wealth Mantra’s advisers look at your super, investments, the Age Pension and your plans to build a strategy for the years ahead.
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Wealth Mantra
Financial planning, super and retirement
On this page
Who it’s for
People in their 40s and 50s
People who want to know if they are on track.
People close to retiring
Those deciding when and how to stop work.
Retirees
People already retired who want their income reviewed.
What’s included
Retirement projection
What income your super and investments may provide.
Super strategies
Contributions and other strategies before you retire.
Retirement income
Turning super into an income stream.
Age Pension
How the Age Pension may fit in.
How it works
Your plans
When you want to retire and the lifestyle you want.
Projection
Your expected retirement income is projected.
Strategy
Recommendations are made in a Statement of Advice.
Review
The plan is reviewed as you approach and move through retirement.
Good to know
Key ages
You can generally access super from age 60 if you retire, and the Age Pension age is 67, subject to the rules and tests.
Licensed advice
Personal advice about super and retirement must come from a licensed financial adviser.
Questions
Can’t find your answer? Ask us and we’ll pass your question to the right business.
Answers are general information, not personal advice.
Reviewed by Wealth Mantra’s licensee · Last updated 6 October 2026
Insights
Guides from the group’s specialists
Wealth & Planning
Wealth & Superannuation Planning: Key Strategies 10 Years Out from Retirement
The super rules that matter in the ten years before you retire: the 2026–27 contribution caps, carry-forward contributions, transition to retirement, downsizing and death benefit nominations.
Wealth Mantra · 4 min read
Important information
General information only: it does not take your personal circumstances into account.
Services described here may be subject to eligibility, professional registration or licensing requirements. Confirm the relevant scope and documents directly with Wealth Mantra before proceeding.
Next step
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