Insurance & Protection
Premium funding
Premium funding lets you pay insurance premiums in instalments rather than one large payment, which can help your cash flow. Business Mantra Accountants can explain how it works and arrange it with your cover.
Delivered by
Business Mantra Accountants
Chartered accountants and business advisors
On this page
Who it’s for
Businesses with large premiums
Businesses whose yearly insurance bill is a big outlay.
Businesses managing cash flow
Owners who prefer regular payments.
Businesses renewing cover
Businesses arranging or renewing several policies.
What’s included
Explanation
How premium funding works and what it costs.
Comparison
Comparing instalments with paying upfront.
Arrangement
Setting it up with your insurance.
How it works
Review
Your premiums and cash flow are looked at.
Costs explained
You see the total cost of paying by instalments.
Set up
If you go ahead, the funding is arranged.
Good to know
It costs more overall
Premium funding usually includes interest or fees, so the total is more than paying upfront. Missing payments can affect your cover.
Questions
Can’t find your answer? Ask us and we’ll pass your question to the right business.
Answers are general information, not personal advice.
Reviewed by the licensee for this service · Last updated 6 October 2026
Insights
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Insurance & Protection
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Important information
General information only: it does not take your personal circumstances into account.
Services described here may be subject to eligibility, professional registration or licensing requirements. Confirm the relevant scope and documents directly with Business Mantra Accountants before proceeding.
Next step
Ready to talk aboutPremium funding?
Tell us a little about your situation and we’ll pass it to the Business Mantra Accountants team.
