Practice area
Business finance and property loans
Help preparing for and comparing finance to start, buy or grow a business, buy vehicles or equipment, or buy business premises.
On this page
About Finance & Property
The right finance can help a business start, grow or smooth out its cash flow; the wrong finance can strain it for years. Lenders look closely at your financial statements, forecasts and plans, so preparation makes a real difference to your options.
Business Mantra Accountants can help you prepare the financial information lenders ask for, compare options such as business loans, asset finance and commercial property loans, and think through the tax side and the ownership structure before you commit.
When you start, ask who arranges the finance and how they are paid. The lender makes the final decision on any application.
Our Finance & Property services
Business lending
Help finding finance to buy, start or grow a business, or to improve cash flow.
Delivered by Business Mantra Accountants
Asset finance
Finance for vehicles, equipment and other business assets, with options compared for you.
Delivered by Business Mantra Accountants
Commercial property finance
Loans to buy, move into or fit out commercial premises.
Delivered by Business Mantra Accountants
When to talk to us
You’re buying a business
You need finance and want to understand the numbers first.
You need vehicles or equipment
You want to compare loans, leases and hire purchase.
Cash flow is tight
You need working capital while the business grows.
You want to own your premises
You’re thinking about buying the property you trade from.
How it works
Your needs
What the finance is for, how much, and over what time.
Preparation
Financial statements, forecasts and documents are prepared for lenders.
Options
Types of finance, their costs and their tax effects are compared.
Application
An application is made with the chosen lender, which makes the decision.
Who delivers it
Business Mantra Accountants
Chartered accountants and business advisors
A Perth accounting and business advisory practice covering accounting, tax, advisory and CFO services, plus an in-house business technology team.
Delivers Business lending, Asset finance and Commercial property finance
Good to know
Business loans have fewer consumer protections
Credit that is mainly for business purposes is generally not covered by the National Credit Code, so some consumer protections don’t apply. Read the terms carefully.
Who arranges your finance
Ask who arranges the finance, whether they hold an Australian credit licence or act for a licensee where one is required, and how they are paid.
Property in super
Buying business premises through an SMSF is possible under strict rules. Get advice from a licensed adviser before deciding.
Questions about Finance & Property
Can’t find your answer? Ask us and we’ll pass your question to the right business.
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The group
Other practice areas
Advisory & CFO
Virtual CFO support, advisory boards and planning for growth.
Accounting & Tax
Business and individual tax returns, tax planning, FBT, R&D incentives and company compliance.
SMSF & Superannuation Structures
SMSF setup, administration, advice and independent audit.
Bookkeeping, Payroll & Business Administration
Bookkeeping, payroll, BAS and accounting software, handled day to day.
Wealth & Financial Planning
Financial planning, super, investments, retirement and estate planning.
Insurance & Protection
Life, TPD, income protection and trauma cover, plus insurance reviews.
Recruitment & Workforce
Recruitment, labour hire, staffing and HR support for employers.
Migration & Visas
Skilled, employer, family, student and visitor visas, citizenship and appeals.
Business Technology
IT support, cyber security, cloud, websites, software and AI automation.
Next step
Need advice inFinance & Property?
Start with a conversation and we’ll connect you with Business Mantra Accountants.
